Home > Home Loans

Home Loans

At HomeStart, in association with The Loan Company*, we pride ourselves on our dedication to and understanding of home loans for first homebuyers and those looking to re-enter the Perth property market.

With exclusive access to no savings home loans, plus low deposit loans and government assistance, you can be assured that our team will do our best to find home loan finance to suit your individual needs.

There are various new home mortgage options that will help out those who can’t afford to save for a deposit, or for those who have no savings to assist them with their home finance.

*Finance provided by Harrisdale Pty Ltd t/as The Loan Company ABN 59 088 462 140 Australian Credit Licence Number 386355.

Enquire Today

*By submitting this form, you acknowledge that you have read the privacy policy and that you consent to the use and disclosure of your personal information set out in that policy.

Mortgage Loans for First Homebuyers

We understand that not all first homebuyers are the same and that’s why we have various solutions in order to best suit everyone’s requirements and help Western Australians qualify for new home loans.

We in conjunction with our finance partners at The Loan Company will assist you every step of the way.

Take a look at some of the home loan options that we offer and let us help you make that home ownership dream come true.

Low Deposit Home Loans

HomeStart in conjuction with our finance partners at The Loan Company, can assist with low deposit home loans to first time Perth homebuyers. Typically, the minimum deposit for a home loan is 5%. We have access to a range of low deposit home loans to assist you with your dream of home ownership.

No Savings Home Loans

HomeStart in conjuction with our finance partners at The Loan Company, can assist with a no savings home loan to a select number of first homebuyers. This is an ideal solution to help young Australians in Perth who don’t have the funds available for a deposit.

Keystart Home Loans

Keystart Home Loans is an initiative of the West Australian government to assist West Australians into affordable housing. They provide a low deposit home loan option where no genuine savings are required and no lender’s mortgage insurance, allowing homebuyers with little savings to get into a home of their own.

With the help of our finance partners at The Loan Company we can find out how much you could qualify for.

Contact us today

FAQs

What’s the first step?

The first step is to talk to a reputable and professional consultant. HomeStart first opened its doors in 1988, since then not only have we built a solid reputation, we have also helped thousands of Western Australians into homes of their very own.

Allow us to guide you in the right direction, please complete the form below and a consultant will be in contact with you shortly.

Can you get me finance?

With so many years of experience behind the HomeStart team and our finance partners at The Loan Company, we understand that everyone’s financial situation is different and finding the right finance package is the most important aspect of the home ownership journey. Let us and The Loan Company help you with:

  • First Home Owner’s Grant
  • Government assistance
  • Low deposit loans
  • Advice on saving a deposit
  • Debt restructuring

Our dedicated finance team are available 7 days a week to discuss what product will best suit your needs, simply fill out the form and a HomeStart consultant will be in contact within 24 hours.

Can you get me a home of my own?

With so many years of experience behind the HomeStart team and our finance partners at The Loan Company, we understand that everyone’s financial situation is different and finding the right finance package is the most important aspect of the home ownership journey. Our dedicated team are available 7 days a week to discuss what product will best suit your needs, simply fill out the form and a HomeStart consultant will be in contact within 24 hours.

How much can I borrow?

It is important to have an idea of your budget when you invest in anything. HomeStart, through our finance partners at The Loan Company offers access to government assistance, low deposit loans, advice on saving a deposit, debt restructuring and a wide range of home and land packages. For an accurate and obligation free assessment, please get in touch with us today.

Can I get government assistance?

The Western Australian government offers different assistance packages for homebuyers looking to get into the market. Please leave your details below and a HomeStart consultant will be in contact within 24 hours to help you understand whether you qualify for government assistance.

I don’t have a deposit

We know how hard it can be to get together a home deposit. Fortunately, low deposit home loans are available! Simply talk to a HomeStart consultant and our finance partners at The Loan Company and we’ll explain your different options and what current government grants are available. Fill in the form below to see if you qualify.

What if I’ve been declined in the past?

Even if you have been declined finance before or you are concerned that you may not be able to obtain a loan, HomeStart and The Loan Company can help you. The team at HomeStart and our finance partners at The Loan Company pride themselves on finding the right product for every client. Simply talk to a HomeStart consultant today for more information.

I’m worried about my credit history

HomeStart and our finance partners at The Loan Company are here to help you and to help you understand what finance options are available to you based on your credit history. Please leave your details below and a HomeStart consultant will be in contact within 24 hours.

HomeStart